PayPal Adds Chat Feature for Easy Bitcoin and Ethereum Payments

PayPal is rolling out a new peer-to-peer (P2P) feature that lets U.S. users send Bitcoin, Ethereum, and its own PYUSD stablecoin directly through chat, making crypto payments more seamless than ever.

Good to Know

• U.S. PayPal users can now send BTC, ETH, PYUSD and more via chat links.
• Payments can be sent across PayPal, Venmo, and other supported wallets.
• The new chat tool builds on PayPal’s July Pay with Crypto feature for merchants.

Crypto Integrated Into Conversations

According to PayPal’s announcement, the new update allows one-time crypto payments to be made through PayPal links within chat. The feature will integrate crypto directly into the app’s P2P flow, enabling transfers across both PayPal and Venmo, as well as to third-party wallets that accept digital assets and stablecoins.

PayPal said in a statement:

“The peer-to-peer (P2P) experience is about to go even further. Crypto will soon be directly integrated into PayPal’s new P2P payment flow in the app. This will make it more convenient for PayPal users in the US to send Bitcoin, Ethereum, PYUSD, and more, to PayPal, Venmo, as well as a rapidly growing number of digital wallets across the world that support crypto and stablecoins.” .

Building on PYUSD and PayPal World

The feature also supports PYUSD, PayPal’s USD-pegged stablecoin, which the company launched in 2023. By combining PYUSD with the chat functionality, PayPal aims to make digital payments frictionless, even in casual conversations.

PayPal Consumer Group General Manager Diego Scotti explained the vision:

“For 25 years, PayPal has revolutionized how money moves between people. Now, we’re taking the next major step. Whether you’re texting, messaging, or emailing, now your money follows your conversations. Combined with PayPal World, it’s an unbeatable value proposition, showing up where people connect, making it effortless to pay your friends and family, no matter where they are or what app they’re using.”